Preparing Emotionally For Retirement

However much you might be counting down the days to freedom, if you're in a reasonably-paid, moderate-status job, or running your own business, retirement could be a shock to your system. Once you've gloried in the luxury of a few lie-ins, and enjoyed some well-earned Rest & Relaxation - what next? It can be [...]

By |2019-10-15T10:16:01+01:00September 9th, 2019|Financial Planning, Pensions|0 Comments

Should You Be Tracing Pensions That Are Lost?

NEARLY £20 BILLION OF PENSION MONEY GOES UNCLAIMED AND THIS FIGURE IS GROWING The scale of the UK’s lost pensions mountain has been exposed by the largest study yet by the Pensions Policy Institute that found 800,000 pensions were lost and worth an estimated £9.7 billion. It estimates that, if scaled up to [...]

By |2019-10-15T10:23:16+01:00June 1st, 2019|Pensions|0 Comments

What Is A Good Pension Pot at 55?

So, you’re approaching that milestone age of 55 and starting to think about retirement?  At this age it’s common to start panicking about what is a good pension pot at 55 and what might happen after you leave the routine security of full-time work. Especially if you haven’t given much thought to it [...]

By |2019-10-22T11:33:22+01:00April 13th, 2019|Pensions|0 Comments

Should I Consolidate My Pensions?

Have you accumulated multiple pension pots throughout your working life? Are you now thinking "Should I consoldiate my pensions?" Consolidating pensions can be a good way to get to grips with your retirement savings. On average people now have several different jobs in the course of their working life. So, it’s not uncommon [...]

By |2019-10-15T11:10:48+01:00March 18th, 2019|Pensions|0 Comments

What is a SIPP Pension?

So what is a SIPP pension?  A Self Invested Personal Pension (also known as a ‘SIPP’) is essentially a type of tax-free wrapper in which you hold a wide range of permitted investments, and the contribution limits, tax reliefs, eligibility and the age at which you can start drawing an income are all the [...]

By |2019-10-15T11:12:13+01:00March 2nd, 2019|Pensions|0 Comments

It’s Official – I’m One Of The UK’s Top Rated Independent Financial Advisers!

It's not every day you receive an email titled: "Did you see yourself in The Times?" But that's exactly what I received this morning! On Saturday (23rd Feb 2019), the Times newspaper included a supplement called '2019 Guide to the UK's Top Rated Advisers' and I was delighted to hear my name featured in [...]

By |2019-06-02T16:09:42+01:00February 25th, 2019|Estate Planning, Financial Planning, Pensions, Wealth Management|0 Comments

Occupational Pension Schemes – To Transfer Or Not?

The key points to consider when making the massive decision to transfer from occupational pension schemes to money purchase schemes, including personal pensions and Self Invested Pension Schemes (SIPPs). The historic view is that “it’s always wrong to come out of a defined benefit or final salary pension scheme”. Whilst this is still the [...]

By |2019-10-15T11:18:47+01:00February 3rd, 2019|Pensions|0 Comments